Will Health Insurance Cover a Second Opinion?

A second opinion is the additional guidance you can seek from a different physician or specialist. It’s always wise to seek a second opinion before you undergo any major treatments, such as knee replacement surgery or any other orthopaedic surgeries. Whether or not your health insurer will cover a second opinion is dependent upon the specific plan you have.

However, most health insurance companies do cover second opinions and sometimes even third opinions. Medicare Part B is one example of a health plan that covers second opinions. In fact, if you’re expecting to undergo major surgery, your insurance company might require you to seek a second opinion before it will cover the surgery. This is because the insurer knows it makes good financial sense to ensure the diagnosis is accurate and the treatment plan is appropriate.

You can request a second opinion from an orthopaedic surgeon near Joliet to protect your health. Call MK Orthopaedics at (815) 741-6900, and request an appointment with a sports medicine specialist.

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